Brad Mattonen
Coldwell Banker Realty

Get Prequalified For a Mortgage

Importance of Getting Pre-Approved 

In today’s real estate market, it’s essential to get pre-approved before starting your home search as it allows you to: 

  • Understand your financial condition
  • Understand how much home you can afford before you begin your home search 
  • Strengthen your purchasing power when making your offer

The Power of Being Pre-Approved  

  • Getting pre-approved helps put you in a better negotiating position by letting the seller know 
    you are committed and the financing is not in question 
  • In cases where there are multiple offers for homes, buyers who are pre-approved have a better
     chance of an accepted offer on the house they wish to buy—versus those buyers who are not pre-approved 

USA Mortgage, Our Team Affiliate – and a Full Service Mortgage Company with a proven and trusted track record can help you determine your purchasing power before your home search gets underway.  The Company will show you a variety of financing types.  (FHA, Conventional, Jumbo, Super Jumbo, Etc) and will determine how much you qualify for with each type. 
Based upon your desired payment level and the funds you have available, USA Mortgage can determine your purchasing power, and design a loan that will work for You.


erj Arakelian CME, CMPS

Today's real estate landscape is extremely challenging and most offers to purchase will not be accepted without an accompanying letter from the lender stating that you have made a loan application. Our team will get you pre-qualified and work directly with the real estate agents involved to present the most appealing offer to the seller. We will discuss all your loan options, finance planning and current interest rates that are available for each program. Most of our business is referred to us because of our expertise in mortgage and debt planning, custom-tailored loan programs, and our concierge services. USA Mortgage specializes in Conventional, FHA, VA, Non-Conforming and self-employed mortgage loans. Thanks to a dedicated staff, that puts our clients first, USA Mortgage averages 22 days from loan submission to closing.

“When the time is due to get a home, it is not uncommon for families and individuals to get stuck on indecision arising from the financial aspects of acquiring a home. Without professional guidance, some persons end up making some really bad decisions that terribly affect their credit scores. For some others, the processes become too overwhelming, they back out from the idea of having a home.” - Me.

My name is Berj Arakelian, a doting husband and a proud father of two hyperactive boys. As well, I am the expert you need to handle all your mortgage affairs smoothly, from start to end while saving you a lot in time, costs, energy and frustrations. My skill as a salesman comes naturally, and I have had a lot of years to hone it to perfection and integrate it into the mortgage industry to become a part of my lifestyle. Consequently, it’s easy for me to connect with my clients, and liaise with listing agents and home sellers.

Before I got into the mortgage industry, I owned and operated a chain of retail stores generating over $4+ million annually. And in the subsequent years, proceeded to complete over 2,000 financial transactions for families and businesses in the finance, estate and mortgage industry.

Today, I operate in San Diego, California with multiple recommendations as a Certified Mortgage Planning Specialist and a certified Mortgage executive. As a Mortgage Banker with USA Mortgage, I work with clients to develop financial solutions that they can benefit from, now and in the future. My experience has spanned over an incredible track record, with a specialization on a new home purchase, cash-out refinance, high balance and jumbo loans and self-employed borrowers. I am your go-to for all your mortgage-related financial planning. And if you are a first time home buyer, I go all out to ensure you have an awesome first-time experience.

I stand out for a lot of reasons, but my clients never get enough of my Premium Buyer package. An opportunity that accords all my clients a competitive edge over their competition, by making them a priority for listing agents and sellers. With me, you accomplish your financial goals and become a homeowner in an effortless, stress-free approach.

Book a planning session with me today, to get that VIP treatment you deserve.

Click Here to APPLY NOW

NMLS: 1695267

USA Mortgage 
11622 El Camino Real #100, San Diego CA
Company NMLS: 227262 
DIRECT OFFICE: 858-449-0514|
Cell: 858-449-0514




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